SMEs are critical to the growth of economies, but many business owners experience challenges trying to find finance fast enough to maintain good working capital and ensure continued growth. Banks are often the first option but may not provide loans that are affordable or can be agreed in a short timeframe.

Alternative finance options are becoming an increasingly popular way for SMEs to get fast access to low-cost finance that they require to grow their business. Peer to peer (P2P) lending uses the internet to reach thousands of investors who can provide finance to a business without the use of a traditional intermediary, such as a bank.

One option is Beehive who are the peer to peer lending platform that directly connects creditworthy SMEs looking for finance with investors.  This means businesses can get faster access to lower cost finance and investors get attractive returns and diversified risk.